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Way to go. As I was sitting drinking my starbucks latte reading your blog it reminded me how this latte was a treat I had got myself. I use an app called cashwalk (Apple) that collects my steps each day and then I go retrieve the points. This not only instills a good walking habit but at the end of each month I typically have enough points to get a $5 gift card for starbucks. Just a thought if your a walker anyway and still able to indulge on 1 more small indulgence in a month without much extra work needed.

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Yessss! I love this Natalie!! Such a GREAT tip! Get your apps to work FOR you, not against you :)

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Keep it up, yo

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I certainly will - you as well! Appreciate the support 🙂.

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People always complain January is long but I felt it zoomed by. While our financial goals aren’t identical - following you has helped me be far more mindful in my spending. Thank you for sharing your journey and helping me keep focused.

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Oh, you're welcome Kristen! It makes my heart so happy to hear that reading about my journey is helping you stay focused. I'm going to have some improved (FREE) tools to share with folks soon. I hope they help, if applicable. We're all in this together ❤

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It is also nice to see financial posts by a fellow Canadian. So many things are different in the states so can be hard to relate.

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